CS Real Estate Texas
Carl Stidston EXP Realty, LLC DFW & Surrounding Areas, TX email: Carl@CSRealEstateTX.com
Mobile: 817-598-6706

Welcome to Home Buyers Information Center

Things you should know about the home buying process


As a first-time home buyer, the challenge of buying a home can seem a daunting task and the initial costs so high, that it's tempting to just continue to rent.  Don’t be alarmed, opening the door to your first home does not have to be as expensive as you might imagine, especially with today’s available grant and assistance programs.  With all the complexities of a real estate transaction, it is common to have questions and concerns with the home buying process. 

The information below will provide you with a good 1st step to a basic understanding of the things you will need to know.

Remember... I am always here to help!



Please click each of the topics below to view the information:


  • Start Here
  • Rent VS Buy
  • What Lenders Look At
  • Debt to Income Ratio (DTI)  
  • Mortgages & Escrow (PITI)
  • Tax Advantages
  • Financing Options
  • Grants and Assistance Programs
  • The Home Buying Process
  • Who Pays for What
  • Upfront Costs
  • Real Estate Terms
  • Home Warranty Info
  • Free Buyer Services
    & Realtor Commissions
  • Beware - Wire Fraud!







A Few Words on Homeownership

Homeownership is still one of the best ways to accumulate wealth for the most Americans by building up equity in their home over time, especially with continuing inflation, disappearing pensions and stagnant wages.  According to MLS statistics for the DFW housing market, the average sales price has risen by more than 10% in the last year, although this varies each year and for each specific area.  If you have been renting for some time, consider the amount of money that you have paid toward rent.  Now review how much equity you would have accrued, had you been paying that same money towards owning you own home. To view more information on this comparison, click the "Rent vs Buy" link below.  Additionally, buying your own home often gives families access to safer neighborhoods, better schools, and more services than renting.

Are You Ready to Continue?

Click the "Start Here" on the menu above.